There’s some surprising news from the experts at the National Flood Insurance Program (NFIP). Everyone lives in a flood zone. Yes, you read that right.
Of course, if your home is at the top of a mountain, you are probably at low risk from flooding. But most homes are at lower elevations, bringing higher risks.
How common are floods? In the past five years, according to the NFIP, all 50 states have experienced floods or flash floods.
And bad news for homeowners is their homeowner’s insurance does not cover flood damage. You need special flood insurance for that.
To protect yourself, you need some flood facts so you realize the danger and can purchase the proper flood insurance program for your home and risk level.
Flood facts from the NFIP
· Just a few inches of water in your home can cost many thousands of dollars to repair. This comes out of your pocket if your insurance doesn’t cover it.
· Flash floods can bring walls of water 10-15 feet high. Imagine that hitting your home!
· A vehicle can easily be carried away by just two feet of rushing water. You don’t want to think about what can happen if you are in the car…
· New land development can increase flood risk.
· Floods can be caused by different sources, such as hurricanes, winter storms, snow melt and other events.
· In a high-risk area, your home is more likely to be damaged by flood than by fire.
· Since 1978, The NFIP has paid nearly $50 billion for flood insurance claims and related costs (as of 2/17/15).
There are many more flood facts, but these can get you researching what you need to protect what’s important to you: Your home and your family.
Remember, if any type of flooding happens to you, keep our number handy ! (813) 757-0717 Advantage Restoration & Contracting are your Water damage Specialists.
There’s no doubt about it. Water damage is extremely stressful, and the more you know about it, the better you’ll be able to decide how to address it.
Here is a list of tips you can do to protect your home from water damage.
1. Check hoses and faucets on a regular basis.Experts recommend checking hoses that lead to your washing machine, dishwasher, and refrigerator on an annual basis, looking for cracks or water leaks. They also recommend replacing all hoses every five to seven years.
2. Check showers and tubs.Make sure the caulking around your shower(s) and tub(s) are watertight. If you see cracks in the caulk, replace it. Caulk is very inexpensive and can prevent water from seeping into your floor.
3. Know where and how to shut off your water main.If a pipe suddenly bursts in your home, it is important to know how to shut off the water supply. In most situations, shutting off the water main will stop the flow of water.
4. Install floor pans.Consider installing floor pans under your appliances. While they can’t protect you from a huge leak, they can prevent damage from small slow undetected leaks.
5. Consider purchasing point of leak water alarms.Water alarms work like smoke alarms. When water is detected in a specific area, an alarm is triggered, warning you of a water threat. These sensors can be placed in basements, laundry rooms, bathrooms, kitchens, or next to the sump pump.
Think about how many hours you are away from your home. Whether it is going to work everyday, a weekend getaway, or a family vacation, many of us are gone for an extended period of time. Now, imagine how you would feel if you came home after a nice relaxing vacation, or a weekend getaway to find water in your finished basement, or your living room ceiling collapsed, or water running down your stairs.
Water damage tip : Check your toilet by placing a drop of food coloring in the tank if colored water ends up in the bowl in 15 minutes or less without flusing there probably is a leak HINT after you do this flush the toilet a few times to keep it from staining ,
Having a fire in your home can be a disaster !
TRUST US !! We are ADVANTAGE RESTORATION & CONTRACTING 24/7 Disaster Restoration services !
A fire in a home can cause serious damage. The building and many of the things in your home may have been badly damaged by flames, heat, smoke and water.
You will find that things the fire did not burn up are now ruined by smoke and can be damp with water from putting out the flames from the fire .
Anything that you want to save or reuse will need to be carefully cleaned.
The firefighters may have cut holes in the walls of the building to look for any hidden flames.
They may even have cut holes in the roof to let out the heat and smoke. Cleanup will take time and patience.
We provide :
Fire damage hurts more than a home it hurts the family that made that house a home. Photos and other treasured Items lost in the flames can never be returned.
Don't worry we are here to make the process easier on the mind and the budget.
Advantage Restoration & Contracting can assist you throughout your insurace claim and we can work with all insurace carriers !